FAQ
Codalm Alliance Limited is a technology company that specializes in building financial technology (fintech) applications and digital platforms for businesses, financial institutions, startups, and organizations.
We develop a wide range of fintech solutions including:
Digital wallet applications
- Core Banking Applications
Mobile banking applications
Payment gateway systems
Money transfer platforms
Virtual card systems
Cryptocurrency-related platforms
Investment and savings platforms
Loan management systems
Financial management dashboards
Codalm Bank-in-a-Box is a ready-to-deploy fintech neobank payment infrastructure built for growth, scalability, and revenue.
It enables fintech founders, entrepreneurs, institutions, and investors to own and launch a fully functional digital banking company faster and easier — without the long, expensive development process.
Bank-in-a-Box is a complete, production-ready neo-banking platform that includes all core digital banking features in one unified system, allowing you to go to market in weeks instead of years.
BankCore is a MFI / MFB solutions for microloan platform designed for Nigeria’s informal and underserved market. It combines a digital core banking backend with a human field operations model empowering POS agents and Client Support Officers (CSOs) to onboard, manage, and collect from low-income micro-business owners. This hybrid approach ensures inclusion for clients who may not be digitally literate while maintaining full automation and transparency through the system backend.
Yes. All our fintech solutions are tailored to meet the specific needs of each client. We work closely with clients to design and develop customized platforms based on their business model and operational requirements.
Codalm’s Biller Infrastructure is an enterprise-grade, cloud-native platform designed to power end-to-end bill presentment, payment processing, reconciliation, and settlement across multiple industries. It enables banks, fintechs, payment service providers, aggregators, utilities, telecoms, and large merchants to deploy scalable bill payment ecosystems without the complexity, cost, and operational risk of building and maintaining proprietary billing backends.
The platform provides a unified foundation for onboarding billers, managing complex billing models, orchestrating payments across multiple rails, and delivering secure, compliant, and auditable financial operations at scale.
Security is a major priority in our development process. Our applications incorporate strong security measures such as:
Data encryption
Secure authentication systems
Access control mechanisms
Fraud prevention systems
Secure API integrations
Yes. We offer ongoing technical support, maintenance, updates, and system improvements after the application has been deployed.