Updated Date: March, 2026

These Terms of Service (“Terms”) govern your access to and use of the website and services provided by Codalm Alliance Limited (“Codalm Alliance,” “we,” “our,” or “us”). By accessing or using our website, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you should discontinue use of the website.

1. Company Overview

Codalm Alliance Limited is a technology company specializing in the development of financial technology (fintech) applications, digital platforms, and related software solutions. Our website provides information about our services, company activities, and ways to contact or engage with us.

2. Acceptance of Terms

By accessing or using the Codalm Alliance Limited website, you confirm that:

• You have read and understood these Terms
• You agree to comply with all applicable laws and regulations
• You accept these Terms as legally binding

If you are accessing the website on behalf of an organization or company, you represent that you have the authority to bind that organization to these Terms.

3. Use of the Website

You agree to use our website only for lawful purposes and in a manner that does not infringe on the rights of others.

Users must not:

• Use the website for fraudulent or illegal activities
• Attempt to gain unauthorized access to the website or servers
• Interfere with the website’s functionality or security
• Upload malicious software, viruses, or harmful code
• Misrepresent identity or provide false information through forms or communications

Codalm Alliance Limited reserves the right to restrict or terminate access to users who violate these Terms.

4. Intellectual Property Rights

All content on the Codalm Alliance Limited website, including but not limited to:

• Text
• Graphics
• Logos
• Software
• Design elements
• Images and documentation

is the property of Codalm Alliance Limited or its licensors and is protected by applicable intellectual property laws.

Users may not reproduce, distribute, modify, or commercially exploit any content from the website without prior written permission from Codalm Alliance Limited.

5. Fintech Application Development Services

Codalm Alliance Limited develops fintech applications and technology platforms for businesses and organizations.

Any project engagement, development services, or software deployment will be governed by separate contractual agreements between Codalm Alliance Limited and the client. These agreements will define:

• Scope of work
• Payment terms
• Data protection obligations
• Confidentiality provisions
• Intellectual property ownership

Nothing on this website constitutes a binding service agreement unless expressly stated in a formal contract.

6. Third-Party Services and Links

Our website may contain links to third-party websites, services, or platforms for informational purposes.

Codalm Alliance Limited does not control and is not responsible for:

• The content of third-party websites
• The availability of external services
• The privacy or security practices of external platforms

Users access third-party websites at their own risk.

7. Disclaimer of Warranties

The Codalm Alliance Limited website and its content are provided on an “as is” and “as available” basis.

We make no warranties or representations regarding:

• Accuracy or completeness of information
• Continuous availability of the website
• Freedom from errors, viruses, or security vulnerabilities

Codalm Alliance Limited does not guarantee that the website will always operate without interruptions or technical issues.

8. Limitation of Liability

To the fullest extent permitted by law, Codalm Alliance Limited shall not be liable for any direct, indirect, incidental, or consequential damages arising from:

• Use or inability to use the website
• Errors or inaccuracies in website content
• Unauthorized access to website systems
• Technical failures or service interruptions

Users access and use the website at their own discretion and risk.

9. Indemnification

You agree to indemnify and hold harmless Codalm Alliance Limited, its employees, directors, and affiliates from any claims, liabilities, damages, or expenses resulting from:

• Your use of the website
• Your violation of these Terms
• Your infringement of any third-party rights

10. Privacy

Your use of the website is also governed by our Privacy Policy, which explains how personal information is collected, used, and protected.

Users are encouraged to review the Privacy Policy for more details regarding data handling practices.

11. Changes to These Terms

Codalm Alliance Limited reserves the right to modify or update these Terms of Service at any time.

Any updates will be posted on this page with the revised effective date. Continued use of the website after changes are posted constitutes acceptance of the updated Terms.

12. Governing Law

These Terms shall be governed and interpreted in accordance with the laws applicable in the jurisdiction where Codalm Alliance Limited operates, without regard to conflict of law principles.

13. Contact Information

For questions regarding these Terms of Service, please contact:

Codalm Alliance Limited
Email: info@codalmalliance.com
Website: www.codalmalliance.com